Used Car Loans

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Getting started with a used car loan - Apply Today through RoadLoans or!

Pre-owned cars and trucks can provide additional value when it's time to purchase your next vehicle. Many dealerships offer late model, low mileage used cars that are fully reconditioned, look great and have a lot of miles ahead. Many used vehicles also qualify for vehicle service contracts, which can add peace of mind for unexpected repairs. 

Santander Consumer USA is one of the nation's leading finance providers for consumers who want to purchase a quality used vehicle. We finance consumers across the credit spectrum and work hard to ensure you find a car you want to drive. When it comes time to talk financing, ask your dealer to work with Santander or apply directly for financing online through RoadLoans, a product of Santander.

Apply for Financing Today

Ask yourself the following questions:

  • Are you in the market to purchase a vehicle?
  • Are you interested in a vehicle that is seven years old or newer (for example, in 2015, that would be a 2008 model) with less than 120,000 miles?

If you answered yes to the two questions, here's how it works

Choose a vehicle that is seven years old or newer (for example, in 2015, that would be a 2008 model), with less than 120,000 miles. Make sure that it is not a commercial, conversion or customized vehicle. The dealer will review your approved loan package and paperwork, and you leave with your new car or truck. It's that simple. Apply today to experience auto finance made easy!

Getting started with a used car loan

For many shoppers, a late model, pre-owned vehicle is the key to getting a great car deal. Financing used cars and trucks are Santander Consumer USA's specialty, and we can help you purchase your next vehicle at nearly 14,000 in-network auto dealerships nationwide.

We finance a wide range of used cars and trucks -- even if you have experienced bankruptcy or repossession. What's more, many of our dealers' used vehicles come with a manufacturer's warranty or the option to add a vehicle service contract to cover the costs of future vehicle repairs - and the cost can be rolled into your total loan amount. Today, you can buy a used car with confidence.

Ask your dealer to work with Santander or you can apply for your car loan before you shop through our direct-lending website,

Since 1997, Santander Consumer USA has provided financing for new and used vehicles. We look forward to helping you buy your next car or truck.